Comments on: Payday Loans: is it the Right Choice for You?

By: Belen Viti

Belen Viti — Fri, 09 Apr 2010 23:52:11 +0000

Great tips! As a relatively new blogger, I don’t get many comments, but it’s so exciting when I do! I will definately try your tips. Thanks!

By: Laana Pengar

Laana Pengar — Tue, 30 Mar 2010 23:41:42 +0000

There are so many banks around but when you want to take a loan, you don’t just walk in into any a bank and apply for a loan. First you have to be a member of that bank and your reason for borrowing should be workable because if it is not you can be denied a loan.

By: Blogger

Blogger — Mon, 01 Mar 2010 21:21:40 +0000

I am as big of a Patriot as you will find and i do not see anything wrong with Alex’s version. This is a very gifted young man and it was neat to see him have this oppotunity. Great job Alex!

By: Free Blog

Free Blog — Mon, 01 Mar 2010 09:47:43 +0000

Hi! I consider myself a super patriot and I don’t see anything wrong with this! Everyone expresses their love for our country in their own way! Great job, Alex, anf God bless the U.S.A.!

By: Wizdam

Wizdam — Mon, 01 Mar 2010 09:19:16 +0000

I'm not aware of such loans under reasonable terms. There are usurious personal loans from "household finance" companies, but if one's credit is really bad, I would imagine even those would be unavailable.

I agree that someone who co-signs is not completely at fault, but they are sufficiently at fault for exercising poor judgement by co-signing. I would only co-sign with someone if I was willing and had the resources to assume full responsibility for the obligation on my own. If the other party defaulted, I would take up the payments – no harm to my credit, but possibly an adjustment to my lifestyle.

In general, it seems to me that a personal loan only makes things worse for someone in a bad credit situation. If one's cash flow situation is good, they can get what they need by pre-saving. If one's cash flow is not good, then more debt will only make that worse.

By: KeKe

KeKe — Sun, 28 Feb 2010 21:01:03 +0000

Here's a website that might help.

Good luck!

By: rails

rails — Sun, 28 Feb 2010 20:03:49 +0000

Thanks & Merry Christmas to you too!

By: truth

truth — Sun, 28 Feb 2010 07:56:21 +0000

mery christmas alex (:

By: Me in TN

Me in TN — Sun, 28 Feb 2010 04:25:23 +0000

The pay day loan place wanted you to feel like you couldn't file bankruptcy because it is illegal to enter into debt knowing that you are going to file bankruptcy.

Having said that, in reality, you can do it. The pay day loan place will not want to pay the legal fees to dispute your bankruptcy. If they fight it in the bankruptcy court, they would probably be successful and after your bankruptcy you would still owe them money. Even if they win in court, it would be bad for them because they would spend more money in legal fees than the thousand dollars you owe them.

Please consult with credit counselors before filing bankruptcy. It may not be the best option and the attorney isn't necessarily looking out for your interest.

By: WPBlog Shop

WPBlog Shop — Sat, 27 Feb 2010 18:57:17 +0000

This is Alex’s dad, maybe Hendrix did this as a protest, but Alex sure as hell didn’t—I have taught him to love his country–